Miscellaneous Accidents

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Professional Indemnity policy

Professional indemnity insurance, also known as PI insurance or indemnity insurance, can help protect you if claims are brought against you by a client due to breach of your duty by reason of any negligent act, error or omission committed with work you have done for them.

Our professional indemnity policy will offer cover for compensation you may need to pay to correct a mistake or cover any legal costs due to negligence, such as giving incorrect advice or making a mistake in your work.

Money Insurance

This policy provides coverage for cash bank notes, currency, cheques, banker’s drafts, money orders, securities for money, current, postage and revenue stamps, and unexpired units in franking machines, which are kept at the insured vaults or during transit.

Personal Accident Insurance (PA)

Our Personal Accident Insurance Policy provides timely benefits, to cover any loss caused by accidents on a world-wide 24-hour basis. The policy is applicable to the Insured, if he or she is between 18 to 65 years. It covers Bodily Injury, caused solely and directly by violent, accidental, external and visible means.


  1. Death - Capital Sum Insured
  2. Permanent Disability - percentage of Capital Sum Insured, graded as per Scale
  3. Temporary Total Disability - from engaging in or giving attention to any profession or occupation
  4. Medical Expenses incurred as a result of an accident

Fidelity Guarantee Insurance (FG)

To reduce the embezzlements that could suffered the client to sustain financial losses, Wala’a provides this policy to cover these financial losses as a result of acts of fraud or dishonesty committed by his employees, in the course of their employment. This policy is suitable for covering the dishonesty of employees in the positions of cashiers, accountants, and storekeepers etc who handle cash / stocks.

Public And/Or Products Liability Insurance (P&PL)

This insurance policy provides cover against legal liability of the client to pay damages towards accidental death / disease / bodily injuries to third parties or loss / damage to the third party properties, arising out the client’s business activities and/ or tangible products, this insurance will also cover any legal costs associated with defending claims against the client’s business.

Medical Malpractice Insurance

As a health professional, you help people every day who have health challenges and need your help. Unfortunately, even with your years of education and experience, it’s possible for you to make a mistake. If an error – real or perceived – ever results in a lawsuit, it can have severe effects on your ability to practice medicine. One of the best ways to protect yourself is by getting an adequate medical malpractice insurance policy in place.

This form of insurance will cover your legal liability as a health practitioner, and will protect you in two important ways. First, it will pay for your legal defense, which is provided through your insurance company. It will also pay the costs of legal settlements, up to the limits set on your policy.

Workmen's Compensation Insurance (WC)

Workmen's Compensation Insurance is designed to protect the employer against their liabilities to employees in respect of injuries suffered by them in the course of their employment as per Labour Law/Workmen's Compensation Ordinance.

The main benefits are as follows:

  1. Occupational Death
  2. Permanent Disability
  3. Loss of Wages (cash allowance)
  4. Medical Expenses

Theft Insurance

The operation of your business relies on the things you invest in. If your business experiences theft, you may have to stop trading and it's likely you will face financial loss.

Insured property (business contents, customers’ goods and stock) at your business premises can be covered by theft insurance. If theft is committed by a person concealed in your business premises or following assault or an armed hold-up, you can be eligible for additional financial protection. It can be further extended to cover cash, valuables, securities kept in a locked safe or cash box in locked steel cupboard.

Home Insurance

Your home is one of your most important investments, and therefore we find ourselves obliged to offer you the necessary insurance to protect it. This policy provides coverage for households against risks of fire, lightning, earthquake, explosion, riot, labor disturbances, malicious persons, aircraft damage, impact damage, escape of water, burglary, as well as other risks including householder as a tenant i.e. loss of rent for the landlord.

Computer Insurance

This policy provides coverage for Computer, Data Carrying Materials, or hardware installed in computer against accidental loss of or material damage to any of these items resulting from any cause other than Breakdown and other than perils expressively excluded under the policy. It also covers any unexpected financial loss resulted from electronics including foreign information means and increasing of costs and expenses.

All Risks – Valuables

One of the most important things in life is valuables, this policy provides coverage of accidental loss or damage to your valuables caused by any cause except those expressly excluded under Wala’a policy.

Professional Indemnity Policy - Architects and Civil Engineers

If you provide a professional advice, consultation, or services in your duty as Architects and Civil Engineers, it’s important to protect your business against claims which you may become legally liable to pay of breach of your duty by reason of any negligent act, error or omission committed or alleged to have been committed, that’s why we are offering Professional Indemnity Policy for Architects and Civil Engineers indemnity to protect your business against liability incurred including the costs and expenses incurred in the defence and/or settlement of any claim.

Comprehensive General Liability Policy

Your Business can be subjects of Third Party legal liability due to acts of negligence caused by your business activities, your premises of business or your employees. As such legal liabilities can turn into expensive court disputes, therefore we are providing this insurance solution for protection your business against these liabilities. This policy indemnifies the Third party due to that Legal liability causing Accidental bodily injury and/or death and/ or Accidental damage to property of Third Party, in addition, legal expenses incurred for defending any proceedings.

Travel Insurance Policy

Travel is one of life’s greatest joys, but even the most carefully planned trip isn’t safe from complications, and therefore, we are offering you a range of benefits to protect your travels - allowing you the peace of mind to simply enjoy your trip.

Key Benefits:

  • Personal Accidents
  • Medical Expenses
  • Flight Cancellation
  • Loss or Damage of Luggage / Personal Effects
  • Delayed Departure or Connecting Flight

Medical Malpractice Insurance

This policy provides coverage for medical malpractices of physicians and medical professionals against any claims of liability arising from their treatment of patients.

Banker Blanket Bond Insurance (BBB)

This insurance package is designed to satisfy the needs and requirements of banks and financial institutions, to protect them against financial losses arising during the course of their business. This package includes but is not limited to professional liability, computer crimes, transport of funds, buildings, financial securities, counterfeit currencies and office holds.

Application Forms - Miscellaneous Accidents

Money Insurance - Download Application Form

Fidelity Guarantee Insurance (FG) - Download Application Form

Personal Accident Insurance (PA) - Download Application Form

Comprehensive General Liability Insurance (CGL) - Download Application Form

Public And/Or Products Liability Insurance (P&PL) - Download Application Form

Medical Malpractice Insurance - Download Application Form

Professional Indemnity Insurance (PI) - Download Application Form

Banker Blanket Bond Insurance (BBB) - Download Application Form

Workmen's Compensation Insurance (WC) - Download Application Form

Computer Insurance - Download Application Form

Theft Insurance - Download Application Form

Travel Insurance - Download Application Form

Home Insurance - Download Application Form